Eviction Help by Richmond, VA Bankruptcy Attorneys

Stephen Relyea and Veronica Brown-Moseley bankruptcy lawyers for eviction help in richmond va

Compassionate Attorneys Working to Keep a Roof Over Your Head

Facing an eviction is frightening and can turn your entire life upside down. When you can’t make rent, bankruptcy is one of the only ways to stop your landlord from evicting you.

The timing for filing bankruptcy is crucial when you’re facing eviction. It can make or break whether the landlord can move forward with removing you from the property.

Filing a Chapter 13 bankruptcy may be able to stop you from being evicted, help you develop a plan to catch up missed rent payments, and set the stage for recovery.

The experienced bankruptcy lawyers at Financial Freedom Legal have the tools you need to fight to stay in your home.

Timing Your Bankruptcy Declaration During an Eviction in Virginia

Filing a Chapter 13 bankruptcy can stop an eviction as long as your landlord has not already received a judgment against you. This makes timing very critical.

In Virginia, a landlord must first file an unlawful detainer action in state court in order to evict a tenant. If the state court enters a judgment in favor of the landlord, the landlord can then ask the sheriff to proceed with the eviction.

It is important that you reach out to Financial Freedom and explore your options before the court hearing on any unlawful detainer.

Once the hearing occurs and the court enters a judgment against you, filing bankruptcy may no longer be able to help you prevent the eviction and stay in your home.

If you have missed rent payments or are faced with an unlawful detainer action, schedule a free consultation and let us help you protect your home.

Bankruptcy Related Links

Stephen Relyea working with a client to help with their eviction through bankruptcy

Helping You Get The Time You Need to Make Rent

In addition to stopping an unlawful detainer action, bankruptcy can help you catch up on your rent payments.

Missed rent payments can be paid through a Chapter 13 bankruptcy. You would continue to make your regular rent payments as they become due going forward, and your missed payments would be paid through your Chapter 13 plan.

In Chapter 13, you make one monthly plan payment, usually over a period of three to five years, to cover all of your debts. This payment can include:

Missed rent payments
Vehicle loan payments
Child support
Spousal support arrears
Tax debts
Student loans
Furniture loans
Credit cards
Medical bills

We will work with you on the most affordable payment possible. In many cases, the monthly bankruptcy payment is significantly less than the minimum amount you are paying on these debts outside of bankruptcy.

Options for Leaving Your Home

Bankruptcy also provides options for you if you do not want to stay in your home. You are able to reject your lease through Chapter 7 and Chapter 13.

Rejecting the lease just means that you are ending the lease and giving up your rights to stay in the property. This option enables you to walk away from the lease and include any balance owed in your bankruptcy case.

Our team of lawyers help you figure out what kind of bankruptcy can improve your situation the most.

Willie Broyles

20:01 28 Nov 23

Very helpful in my free consultation! Very professional and caring.

JwagstaffIII Wagstaff

22:30 04 Nov 23

Andrea Huff

16:51 15 Oct 23

They made it a lot easier than I thought it would be.I wasn’t sure they would be able to do anything for me but I’m so happy they were. Thank you Veronica Brown-Moseley for easing my worries and stress.

Calvin C.

06:56 10 Sep 23

I came into your office looking for financial freedom and I was met with nothing but complete professionalism. Working with Veronica and Megan, made the process comfortable, easy and quick. I just want to say thank you for helping towards a peace of mind!

Charles Houston

00:01 16 Aug 23

Friendly professional felt like a family member

April Fontaine

15:45 17 Jun 23

Veronica and Steve are both great attorneys to work with. They make you feel comfortable and make the process easy. Thank you both for all you do. I highly recommend Financial Freedom Legal

Pamela Rose

19:27 14 May 23

Thank you so much. I walked into your office scared and worried. However that quickly eased, once I met with office personnel and Attorney, Veronica Brown-Mosley, respectfully. She listened, took control and followed up, thoroughly. I greatly appreciate you being there. Thank you so much. Highly recommend!

Jonathan Snow

01:53 04 May 23

Financial Freedom Legal are probably the most professional/upfront debt solution company in business. Veronica is 1 of the owners and legal consultants for this company and she is the most knowledgeable, welcoming, and professional person that I’ve ever conversed with in this field. She answered everyone of my questions, and was patient enough to listen to everyone of them that I asked her while also offering different financial options to choose from.

After contemplating using the service of Financial Freedom Legal, and consulting with Veronica I decided that my circumstances didn’t necessarily require going this particular route, but if I ever find myself going in that direction Veronica and Financial Freedom Legal will be the company that I will do business with.

Veronica Brown-Moseley

Stephen Relyea

Take Action Quickly During Eviction

If you are in danger of losing your home, don’t wait too late to get help.

The compounding distress of not having a place to live, owing past due rent and trying to find new accommodations with an eviction on your record can be extremely overwhelming.

Financial Freedom Legal offers free bankruptcy consultations to help you file quickly. Throughout the bankruptcy process, you’ll also have access to our community partners dedicated to your financial recovery.