Garnishment Resolution by Bankruptcy Attorneys in Richmond, VA

Stephen Relyea and Veronica Brown-Moseley garnishment resolution bankruptcy attorneys in richmond va

Legal Representation to Fight for Your Full Paycheck

Having money taken from your account or wages is an extremely disheartening situation that can prevent you from paying bills, purchasing necessities and making loan payments.

If you cannot pay your creditor and stop the garnishments, one of your only remaining options may be filing bankruptcy. This can put a stop to the garnishments, possibly get some of your money back and help discharge your debts.

Financial Freedom Legal has the resources and expertise to get your bankruptcy case filed quickly. Our team will assist you as you take control of your finances and build back a better road to stability.

Bankruptcy Related Links

Understanding Paycheck Garnishments in Virginia

Under Virginia law, a creditor who has a judgment against you for money owed can file documents with the court to garnish your wages or your bank account.

If that happens, your employer would be required to withhold money from your paycheck, and your bank would be required to freeze the funds in your account.

The money taken from you would be held until the court hearing date listed on the garnishment. On that date, the money taken from your paycheck or from your bank account would be turned over to the creditor to be applied to the debt owed.

our garnishment attorneys working with a richmond client

Protecting Your Paychecks Through Bankruptcy

You can stop a garnishment by filing bankruptcy under Chapter 7 or Chapter 13. Once a bankruptcy is filed, the garnishment would end.

Your employer would then stop taking money from your paycheck and the bank would remove the freeze on funds in your account.

Additionally, as long as you file bankruptcy prior to the garnishment hearing date, Financial Freedom Legal can help you get back any funds that were taken from your paycheck or deducted from your bank account.

Timing is critical to getting your funds back. You should explore your bankruptcy options sooner rather than later.